USDA STAKEHOLDER ANNOUNCEMENT: USDA Implements Immediate Measures to Help Rural Residents, Businesses and Communities Affected by COVID-19 *Updated April 8, 2020

STAKEHOLDER ANNOUNCEMENT: USDA Implements Immediate Measures to Help Rural Residents, Businesses and Communities Affected by COVID-19 *Updated April 8, 2020*

WASHINGTON, April 8, 2020 – USDA Rural Development has taken a number of immediate actions to help rural residents, businesses and communities affected by the COVID-19 outbreak. Rural Development will keep our customers, partners, and stakeholders continuously updated as more actions are taken to better serve rural America.

Read the full announcement to learn more about the opportunities USDA Rural Development is implementing to provide immediate relief to our customers, partners, and stakeholders.

Information on the VT Dept of Labor’s Resources for the Self-Employed

The Vermont Department of Labor held a Virtual Town Hall on Tuesday, April 7th to discuss Resources for the Self-Employed. The following are notes from that event compiled for the Vermont Regional Development Corporations (RDCs):

Cameron Wood of the Department of Labor shared details for this new program, Pandemic Unemployment Assistance (PUA) which covers the self-employed, sole proprietors, single member LLCs, independent contractors and part-time workers. All people in these categories will be eligible for state UI plus the federal $600/week.

Initial applications will determine eligibility. People will need to file weekly claims and payments will be made based on weekly certification of these claims. There are 11 criteria outlined in the CARES Act and US Department of Labor guidance and people will have to meet one of the 11 on the list.

Included in this list are:

  • Place of employment is closed and one is not able to work because they are ordered to stay home due to COVID-19.
  • Need to be able and available for work.

Those who can telework with pay or who are receiving paid leave or sick pay will be ineligible.

To determine the amount of the benefit the department will need wage information. The DOL isn’t sure yet what tax year the feds will require.

If one has received a monetary denial letter they should maintain that information and go to the DOL website and sign up for their newsletter. DOL will let people know when the program is up and they are hoping they will be able to take initial application information but it is important to keep that denial letter. If one hasn’t filed before they don’t need to do that yet – if someone does file they will likely receive this denial letter if they have been self-employed in the last 18 months. The DOL needs further federal guidance before proceeding with these applications. Claims will be backdated so people shouldn’t be concerned about losing any coverage.

Scenario – a couple owns a business but they don’t take a salary. They will have to validate wage information. There has to be a reportable amount of wages in a base period. DOL will have to rely on tax returns. An independent contractor may be able to demonstrate wages through their weekly paycheck. For those who don’t take a salary or show a loss this too will need to be validated through their tax filing. Failing all else people may still be able to get the lowest weekly benefit of $191.00 and everyone will still get the additional $600 per week.

There are also the PPP and the EIDL applications to apply for and it is recommended that people fill these out and then decide if they want to commit to the programs later.  People can go to the Small Business Development Center for guidance or email ACCD at commerce.covid19@vermont.gov.

 

The Vermont Department of Labor will continue their series of Virtual Town Halls with the next one being:

THURSDAY, APRIL 9

  • Employer Services and Rapid Response

o Time: 2:00pm-3:00pm

o Overview: Description of step-by-step process for employers that feel they may need to lay off employees, such as steps to take, who to notify and work with, as well as what to do when and if they are looking to hire.

o Speakers: Cameron Wood (Director, Unemployment Insurance), Cindy Robillard (Business Services Manager), and Dirk Anderson (General Counsel)

o Online Link: bit.ly/VTlaborTownHall_April9

 

Previous events are uploaded to the Department’s YouTube Channel, and may be viewed here: https://bit.ly/VTLabor-Youtube.

 

The Department of Labor will continue to hold these events as needed and will provide topics that are timely and of current community benefit. For further information and updates on the Vermont Department of Labor, please visit labor.vermont.gov.

_____________________

Attached is a printable copy of this post: Information on the VT Dept of Labor’s Resources for the Self-Employed

 

Dept of Labor Announces Employer-Focused Virtual Town Hall Events Week of April 6th

FOR IMMEDIATE RELEASE April 6, 2020 Contact: Kyle Thweatt Office of the Commissioner State of Vermont Department of Labor 802-407-8807

DEPARTMENT OF LABOR ANNOUNCES DATES AND TOPICS FOR EMPLOYER-FOCUSED VIRTUAL TOWN HALL EVENTS

Montpelier – The Vermont Department of Labor has announced it will continue its Virtual Town Hall events for the week of April 6, 2020. The Department announced the events in response to the impact of COVID-19.

Dates and employer-focused conversation topics for the week of April 6, 2020 include:

TUESDAY, APRIL 7

Resources for the Self-Employed o Time: 2:00pm – 3:00pm

o Overview: Resources available for self-employed or independent contractors and process they should take to apply for unemployment insurance benefits.

o Speakers: Michael Harrington (Interim Commissioner), Joan Goldstein (Commissioner, Department of Economic Development) and Cameron Wood (Director, Unemployment Insurance)

o Online Link: bit.ly/VTlaborTownHall_April7

 

THURSDAY, APRIL 9

Employer Services and Rapid Response o Time: 2:00pm-3:00pm

o Overview: Description of step-by-step process for employers that feel they may need to lay off employees, such as steps to take, who to notify and work with, as well as what to do when and if they are looking to hire.

o Speakers: Cameron Wood (Director, Unemployment Insurance), Cindy Robillard (Business Services Manager), and Dirk Anderson (General Counsel)

o Online Link: bit.ly/VTlaborTownHall_April9

 

Previous events are uploaded to the Department’s YouTube Channel, and may be viewed here: https://bit.ly/VTLabor-Youtube.

The Department of Labor will continue to hold these events as needed and will provide topics that are timely and of current community benefit. For further information and updates on the Vermont Department of Labor, please visit labor.vermont.gov.

###

Printable copy here:

PRESS RELEASE – VDOL Virtual Town Hall events Week of April 6

 

Disaster COVID-19 Business Lending 301 April 6, 2020

Printable Copy here:  Disaster – Business 301 4.6.20 VtSBDC.v3

 

With the passage into law of the CARES Act business owners have some options for financial assistance available to apply to now, and others through Vermont banks that are available now and still others that will be available shortly.

There can be no duplication of use of funds among all of these programs. Keeping very detailed records of your actions (as noted below) is paramount. As these programs are defined and delivered, we will have an understanding of how the programs interrelate (work together in concert and impact each other). At this point we do not have that information.

Available to apply for now:                                                                                  

  • Economic Injury(Note there are now many scammers on line so only use this site):
      1. The Economic Injury Disaster Loan (EIDL) available through December 31, 2020; this is a low interest, long-term loan that has a detailed list of requirements.
        1. It is a working capital loan that covers the gap between expenses and revenues for the period from 1/31/20 to 12/31/20 (whether that be a complete or partial reduction of revenues from the same period last year). It does not cover lost sales
        2. It will take into consideration other loans that you have secured in relationship to COVID-19. So all loan/financing options should be considered in concert.
        3. The new application process is streamlined. To file the initial application, you need only the following:
          1. Your basic business info (name, address, phone, EIN, opening date of the business and opening date of the current ownership {these can be the same date})
          2. Your personal info (name, address, DOB, SS#, place of birth)
          3. The only financial info at this point (more will be required as you complete the steps of the full application process):
            1. A calculation of Gross Revenues for period 2/1/19 – 1/31/20
            2. A calculation of COGS (Cost of Goods Sold) for the same period
            3. If you are a non-profit you will only need Operating Costs for the same period.
            4. And if applicable dollar amount of rents lost as a result of the disaster.
            5. There is also a question regarding any compensation you have received for mitigating the economic injury of COVID-19 on your business. They ask for the dollar amount and a description.
            6. Note: there is a box at the top of the agent/owner page that asks if you are owned by an entity. If this box is not checked you cannot proceed past this page.
            7. You will also certify to some basic questions about your business and personal situation and that you have represented the information truthfully.
        4. Once you have completed the application you will have a chance to review.
        5. Once you hit submit you will be given a confirmation page with an application number. Print this page or screen shot it. Do not lose this number.
          1. And begin a file of the numbers and info that you provided with this number written on the inside of the folder.
        6. PLEASE NOTE: This is not the complete application process. There will be a future point where you will be contacted to provide more detailed financial and supporting information. At this point we do not know how you will be contacted and specifically what the message will say about next steps.
        7. We still encourage you to have the list at the bottom of this document in order. These documents encompass the numbers that you should know about your business anyway so that you can make the best decisions about going forward when the pandemic has passed.
        8. If you are approved for the EIDL, we recommend that you evaluate the impact of this new debt repayment on the cash flow of your business before moving forward to accept the money. VtSBDC advisors can provide assistance on how to evaluate.
      2. The Emergency Economic Injury Grant (EEIG) is the newly added component that allows a business to request an advance up to $10,000.
      3. To be considered for an advance “up to $10,000” a business needs to complete the streamlined EIDL application and (toward the end of that application) should check the box “to be considered” for this advance. You must check this box.
          1. At this point you will be asked for your BANKING Info:
            1. Bank Name
            2. Account Number
            3. Routing Number
          2. If you have already completed the previous EIDL application before 3/30 you will have to RE-APPLY for the advance option. This is regardless of whether you have received a denial.
            1. You should have received notice of this.
            2. You need to have all of the information above prepared.
          3. According to SBA, the advance does not need to be paid back under any circumstances. If you proceed with the loan the advance will be deducted from the total amount available to you. And if you decide not to take the loan you may keep the advance.

 

  1. The SBA EIDL is applied for on-line via the SBA portal and has two components (and apply only at: https://covid19relief.sba.gov/#/

Available to apply for now:

  1. The Paycheck Protection Program (PPP) available through June 30, 2020; is a loan specifically designed to cover payroll and payroll expenses for employers who have maintained their workforce during the COVID-19 emergency or can bring them back immediately. This loan is only available thru SBA approved lenders.
    1. Use this website to locate an SBA lender in your area. Note that some banks are choosing to work with only their existing customers.
    2. https://www.sba.gov/paycheckprotection/find
    3. The best way to proceed on the PPP application process is to contact your bank and get the SBA Application and the additional list of requirements. Requirements vary slightly bank to bank but items on the list below are consistent across the banks who have shared their requirements with us to date (but note this is a partial list so talk with your bank and prepare accordingly):
      1. Certificate of Good Standing for your business.
      2. Articles of Incorporation (and some banks are also requesting Operating Agreements and Bylaws.
      3. The Drivers Licenses or Passports of all owners of 20% or more of the business.
      4. All tax documentation on Employee Costs for 2019. See your bank for the exact documents they need. Note: this is for paid employees and 1099 personnel only and not independent contractors (who will be allowed to apply themselves).
      5. Sole Proprietors and LLC Owners will need to provide proof of compensation. Again see each bank for how and what they require for documentation.
      6. Verification of number of employees on 2/15/20.
        1. And verification that these employees live in the US.
      7. Most banks are providing a link to the full set of instructions from the Treasury Department if you would like to see the fine print.
    4. The loan terms are:
      1. 24 months at 1%.
      2. Loan proceeds covers payroll expenses for 8 weeks for employees maintained at the level of employment pre-COVID or returned to work immediately after the loan is made.
        1. This includes payroll, state and local taxes, and benefits. But again, make sure you are giving the bank all the payroll verification they require and they will tell you the amount they can use as the basis for the calculation.
        2. The loan also covers mortgage interest (not principal), rent and utilities for the 8 weeks of the loan.
    5. Loan forgiveness is part of the language of this program. Please note that the process is NOT automatic. Once you have taken the loan and paid your employees and the expenses allowed, then you request forgiveness from the bank.
      1. We have not seen documentation on the forgiveness process.
      2. We do know that 100% pristine and accurate reporting for the 8 weeks of how you spent the loan money will be a large part of that process.
      3. There is a 6-month automatic deferral of payments but we do not know yet if that is within the 24-month term or an extension at the end.
    6. Our current advice on the PPP is to speak with your banks. Determine the amount that you could be eligible for and then compute the dollar amount of the payments you will be required to make on the debt. Assess if you could afford that debt if it were not forgiven. To us, at this point, we feel this is the most responsible calculation to make.
    7. Once approved, and before accepting the funds, VtSBDC advisors can provide assistance on how to evaluate whether or not to accept the money.

We expect more details from VT banks on these loans shortly:

  1. Debt Relief Programs
    1. The Small Business Debt Relief Program covers the SBA 7a, 504 and Microloan Program. These loans can be used for short and long-term working capital.
    2. The SBA Express Bridge Pilot Program allows small businesses that currently have a relationship with an SBA Express Lender to access up to $25,000 with less paperwork. These loans can help small businesses overcome the temporary loss of revenue they are experiencing and can be a term loan or used to bridge the gap while applying for a direct SBA Economic Injury Disaster loan. There will also be some local lending coming on line in the next couple of weeks as RDC’s and Towns work to re-orient their current lending programs to address the disaster. These will be smaller amounts that should be seen primarily as bridge loans while applications for the above are in process. We are, collectively, strategizing on how to best utilize these funds to help businesses as part of a broader strategy with the current Federal programs and others that may still emerge.
  2. This is a group of SBA loan vehicles that will be accessed through SBA approved lenders in Vermont. These will work in concert with the EIDL and any funds lent through these programs will be considered as mitigation of the final amount lent via the EIDL. These include:

As part of your preparation to apply for any loan/financing option, you should make sure the following is in order and all documents are ready to be uploaded electronically:

Please note: Some or all of these documents may be needed in various applications. They will help you work with an advisor in assessing your options from the available loan/financing programs and determining which is right for you and your business in both the short and the long term.

  1. A list (diary or narrative) of actions that you have taken in response to COVID-19, and direct impact you have seen. For example: 3/17/20 “laid off 2 employees” {names, # of hours typically worked and pay rate} and directed them to unemployment. Return to work date given with the date). This list will help identify economic impact.
  2. Have the following financial records up to date:
    1. Profit and Loss
    2. Balance Statement
    3. Sales records for 2019 and 2020 to date (this should come from QuickBooks or your POS or whatever system you use to capture daily income). Showing the actual impact on revenues is the basis of economic impact lending.
    4. Three years of completed tax returns (personal and business). If 2019 is not complete, then a 2019 Profit & Loss Statement.
    5. Up to date Accounts Payable.
    6. Up to date Accounts Receivable.
    7. An up to date list of your collateral (including your personal real estate) with item description and current replacement value.

A list of monthly expenses/revenues projected for the next 9 months. These can be estimates and can have multiple scenarios depending on whether you are staying open at full capacity/reducing open hours/closing. This should be constructed based on your Profit and Loss for the same months last year: March – December.

Training materials will be forthcoming. Business assistance will continue to be provided by and available from VtSBDC (vtsbdc.org) and the Regional Development Corporation in your region.

4.6.20.v3

Coronavirus Aid, Relief and Economic Security (CARES) Act info

The Coronavirus Aid, Relief and Economic Security (CARES) Act provides for a $1,200 one-time direct payment to individuals earning up to $75,000 and $2,400 for married couples earning up to $150,000, plus $500 for each child under 17. The payment is reduced by $5 for every $100 of income above $150,000 for a married couple, $112,500 for a head of household filer, and $75,000 for an individual. The payment is not considered taxable income.

The IRS has not yet announced a schedule of when these payments will be issued. The IRS will provide updated information on its website when this information is available: https://www.irs.gov/coronavirus.

The IRS will use 2019 tax returns to set payment amounts. If you haven’t filed your 2019 taxes yet, 2018 tax returns will be used. When available, electronic deposit will be used in place of mailing a physical check. Electronic distributions will be automatic to an account the payee authorized January 1, 2018 or later.

You must have a Social Security number to receive a payment. Any person who is claimed as a dependent on a tax return is not eligible for a payment. Individuals receiving Social Security, Supplemental Security Income (SSI) or veterans benefits are eligible for this payment.  If you have not filed a tax return recently, you are still eligible for the payment though you may need to take additional steps to receive it. The IRS will conduct a public awareness campaign to reach non-filers and provide them with additional information on how they can access the payment.

Further information on the CARES Act can be found through these links:

Committee on Small Business CARES Flow Chart

Small Business Owners Guide to the CARES Act final

200325StimulusSmallBizEXPLAINER-FINAL

Unemployment Compensation FAQ CARES Act

Disaster COVID-19 Business Lending 201 Update 3/30/20

Disaster COVID-19 Business Lending 201

With the passage into law of the CARES Act business owners will soon have the following options available to them for financial assistance.

The primary resource currently remains the SBA EIDL program. This program now consists of two interrelated levels. Additionally there are options for lending via SBA approved local lenders.

While we await the details and instructions on each of these options from the US Small Business Administration, the important information we know from Congressional communications is listed below:

  • Economic Injury 
      1. The Economic Injury Disaster Loan (EIDL) available through December 31, 2020; this is a low interest, long-term loan that has a detailed list of requirements.
        1. It is a working capital loan that covers the gap between expenses and revenues for the period from 1/31/20 to 12/31/20 (whether that be a complete or partial reduction of revenues from the same period last year). It does not cover lost sales
        2. It will take into consideration other loans that you have secured in relationship to COVID-19. So all loan/financing options should be considered in concert.
      2. The Emergency Economic Injury Grant (EEIG) is the newly added component that allows a business to request a grant up to $10,000.
        1. The SBA is updating their online application system over the coming days to incorporate this request when businesses apply for the loan.
          1. In the interim, businesses can still apply for a full EIDL (loan) but will need to reapply (to request the grant/advance) when the system is updated and has one streamlined application process. At that point, the request for the grant/advance will be included in the EIDL application process.
          2. The advance does not need to be paid back under any circumstances.

 

  1. The SBA EIDL is applied for on-line via the SBA portal and has two components:
  2. Debt Relief Programs
    1. The Small Business Debt Relief Program covers the SBA 7a, 504 and Microloan Program. These loans can be used for short and long-term working capital.
    2. The SBA Express Bridge Pilot Program allows small businesses that currently have a relationship with an SBA Express Lender to access up to $25,000 with less paperwork. These loans can help small businesses overcome the temporary loss of revenue they are experiencing and can be a term loan or used to bridge the gap while applying for a direct SBA Economic Injury Disaster loan.
  3. This is a group of SBA loan vehicles that will be accessed through SBA approved lenders in Vermont. These will work in concert with the EIDL and any funds lent through these programs will be considered as mitigation of the final amount lent via the EIDL. These include:
  4. The Paycheck Protection Program (PPP) available through June 30, 2020; is a loan specifically designed to cover payroll and payroll expenses for employers who maintain their workforce during the COVID-19 emergency. This loan will also be available thru SBA approved lenders. There will also be some local lending coming on line in the next couple of weeks as RDC’s and Towns work to re-orient their current lending programs to address the disaster. These will be smaller amounts that should be seen primarily as bridge loans while applications for the above are in process. We are, collectively, strategizing on how to best utilize these funds to help businesses as part of a broader strategy with the current Federal programs and others that may still emerge.

As part of your preparation to apply for any loan/financing option, you should make sure the following is in order and all documents are ready to be uploaded electronically:

  1. A list (diary or narrative) of actions that you have taken in response to COVID-19, and direct impact you have seen. For example: 3/17/20 “laid off 2 employees” {names, # of hours typically worked and pay rate} and directed them to unemployment. Return to work date given with the date). This list will help identify economic impact.
  2. Have the following financial records up to date:
    1. Profit and Loss
    2. Balance Statement
    3. Sales records for 2019 and 2020 to date (this should come from QuickBooks or your POS or whatever system you use to capture daily income). Showing the actual impact on revenues is the basis of economic impact lending.
    4. Three years of completed tax returns (personal and business). If 2019 is not complete, then a 2019 Profit & Loss Statement.
    5. Up to date Accounts Payable.
    6. Up to date Accounts Receivable.
    7. An up to date list of your collateral (including your personal real estate) with item description and current replacement value.

A list of monthly expenses/revenues projected for the next 9 months. These can be estimates and can have multiple scenarios depending on whether you are staying open at full capacity/reducing open hours/closing. At this point this should be constructed based on your Profit and Loss for the same months last year: March – December.

Training materials will be forthcoming. Business assistance will continue to be provided by and available from VtSBDC (vtsbdc.org) and the Regional Development Corporation in your region.

 

 

 

 

3.30.20.v5

Small Business Owners Guide to CARES Act

The programs and initiatives in the Coronavirus Aid, Relief, and Economic Security (CARES) Act that was just passed by Congress are intended to assist business owners with whatever needs they have right now. When implemented, there will be many new resources available for small businesses, as well as certain non-profits and other employers. This guide provides information about the major programs and initiatives that will soon be available from the Small Business Administration (SBA) to address these needs, as well as some additional tax provisions that are outside the scope of SBA.

To keep up to date on when these programs become available, please stay in contact with your local Small Business Administration (SBA) District Office, which you can locate here. https://www.sba.gov/offices/district/vt/montpelier

Click this link to access the Guide:

Small Business Owners Guide to the CARES Act final

 

 

COVID-19 Update from GMEDC

The Board of Directors and staff at GMEDC joins all Vermont’s Regional Development Corporations (RDCs) and Regional Planning Commissions (RPCs) to assure the public we are communicating on a constant basis and taking direction from the Governor’s office and the Agency of Commerce and Community Development to best inform and guide our residents as well as our guests with current directives and recommendations. The following website link is the best source of information available barring none:

 

https://accd.vermont.gov/about-us/disaster-planning/covid-19-guidance-vermont-businesses

 

As we work through this horrible ordeal, we are urging everyone to please remain calm and sensitive to the needs of each other and especially those of our First Responders and medical providers, as we practice social distancing to the maximum extent possible and self-isolate if ill.

 

Business owners who intend to apply for loans from federal, state or local sources should carefully assemble their records and familiarize themselves with the loan applications posted on-line (see above). This will best prepare them for a successful and rapid outcome, as experienced post Irene. Nobody knows yet the full extent of this pandemic and rushing to apply too soon could prove to be detrimental. This is the advice we are being asked to circulate.

 

Our staff of two (Bob and Mark) are working remotely but are happy to provide advice and referrals as quickly as we can, but please familiarize yourself with the information available on-line before you contact us. We manage two small loan funds ourselves (Hartford Business Revolving Loan Fund – Hartford only, and a USDA Business Disaster Loan Fund – businesses in our 30 towns in Orange and Windsor County) that we can explain to you. As you must imagine, we are swamped and doing our best to respond to a changing situation. None-the-less, we remain eager to help if we can, as we can.  

 

Please stay safe and be well,

 

Bob Haynes, Executive Director

COVID-19 Guidance for Vermont Businesses from ACCD

COVID-19 GUIDANCE FOR VERMONT BUSINESSES

COVID-19 BUSINESS UPDATE – 3/13/20

As a follow up to the Governor’s Executive Order, the Agency of Commerce and Community Development (ACCD) and the Department of Labor are assessing and responding to the community impacts of COVID-19 on Vermont businesses.

First and foremost, ACCD and the Department of Labor urge all businesses and their employees to follow the latest guidance from the Vermont Department of Health and U.S. Centers for Disease Control (CDC).  The most current information can be found here healthvermont.gov/COVID-19

Department of Labor Guidance

The Department of Labor will be issuing guidance for Employers and Employees, including information on the potential impact on unemployment insurance benefits, employee sick-time and other issues as a result of COVID-19. More information and further updates can be found at labor.vermont.gov

Business Impact and SBA Loans

ACCD is asking any Vermont business impacted by the response to the COVID-19 virus to share these impacts with the Agency through a dedicated email address: commerce.covid19@vermont.gov.

In addition, the Coronavirus Preparedness and Response Supplemental Appropriations Act recently passed by Congress expanded the Small Business Act’s definition of a disaster to include Coronavirus (COVID-19).  As a result, the SBA will be able to provide Economic Injury Disaster Loans (EIDLs) under a Governor’s Certification Disaster Declaration. In order for the SBA to consider an EIDL declaration, the Governor must demonstrate that at least five small businesses in a disaster area have suffered substantial economic injury as a result of the disaster.

The Agency is working to identify businesses that meet the Small Business Administration’s threshold for SBA disaster loan assistance.  Businesses are asked to complete an assessment form (available on the ACCD website at https://accd.vermont.gov/content/sba-worksheet) and return it to commerce.covid19@vermont.gov as soon as possible to help us advocate for eligibility. Our goal is to gain information in each of the 14 counties across the state.  We are looking for data on impacts in the following areas:

  • Economic Injury
  • Supply Chain
  • Workforce (Including that caused by lack of childcare)
  • Business Travel
  • Visitor Travel and Tourism Activities
  • Remote Work Capabilities

The Agency has also established a hotline so that businesses may call to report impacts and be directed to resources: (802) 461-5143. The hotline will be staffed Monday through Friday, 7:45 a.m. – 4:30 p.m.

Stay Up to Date

ACCD and the Department of Labor are working to keep you updated whenever new information becomes available.  We encourage you to sign-up for our Business and Economic Response to COVID-19 Newsletter.

For more information on Unemployment Insurance: UI Employer Services – 802-828-4344

For general Department of Labor Questions: Department of Labor Commissioner’s Office – labor.commissioner@vermont.gov

 

 

+++++++++++++++++

 

Ted Brady Deputy Secretary Vermont Agency of Commerce and Community Development (802) 622-4200 On the Web at accd.vermont.gov

Check out the new Thinkvermont.com

 

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